## Regulace hypoték ČNB vytvoří kastu nájemníků a investorů

Musím se podělit o zajímavé video, které krásně popisuje dopady regulací, kterými je úvěrový trh v Čechách ostřelován od roku 2016.  Již delší dobu tuším, že toto vše, co začalo omezením „100%ních hypoték“ způsobí, nejen, že si obyčejní lidé na hypotéku těžko sáhnou, ale že se velmi zásadně rozdiferencuje společnost a vznikne kasta investorů a kasta nájemníků. Prostě je otázka času, již jen se stávajícími regulacemi, kdy se rozevřou nůžky ve společnosti.

Regulace také přinesou návrat trendu vícegeneračního bydlení. Mladí nebudou mít na vlastní a možná někdy ani na nájem a budou bydlet v jednom domě, ne-li v jednom bytě s rodiči a možná i prarodiči.

Video velmi názorně ukazuje opravdu hrozivý scénář, ten by vlastní bydlení prakticky zlikvidoval.

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